If you're considering Four Seasons Private Residences Coconut Grove, pricing and unit layout are probably your first questions. Let me break down the numbers so you understand what you're actually getting—and how this compares to other Miami pre-construction launches in the $4M-$8M price range.

The Pricing Framework

Four Seasons Coconut Grove operates on a tiered pricing model based on location within the building:

  • Bay Residences (Floors 3-6): Direct waterfront, lowest pricing tier, 2-bed to 4-bed layouts from approximately $4.2M-$6.5M
  • Tower Residences (Floors 7-20): Higher elevation, superior vantage points, typically $4.8M-$7.2M depending on bedroom count and floor height
  • Penthouses (Floors 19-20): Premium positioning, private rooftop pools, 6,425-9,700 SF, $8M+

Here's what separates this project from other Miami launches: the deposit structure is genuinely buyer-friendly. You're looking at 20% at contract and 20% at groundbreaking—not the 40-50% upfront you'll see at projects backed by less experienced developers. That means your cash tied up is manageable until actual construction begins.

Floor Plan Breakdown

Four Seasons Coconut Grove offers five primary floor plan types across the 70-unit portfolio:

Two-Bedroom Residences

Starting at approximately 2,025 SF, the 2-bed layouts appeal to empty-nesters and investors seeking waterfront exposure without committing to a 3+ bedroom footprint. These units typically include two full baths, flexible den space, and the full Bönan interior treatment. You're paying roughly $2,000-$2,200 per square foot in the Bay tier.

Three-Bedroom Residences

The market sweet spot. Three-bedroom units range from 2,600-3,200 SF and target primary residents seeking space for family, guests, and a home office. Pricing runs $2,100-$2,300 per SF depending on floor and view premium.

Four-Bedroom Residences

The largest non-penthouse option at 3,400-3,975 SF. These are marketed toward international buyers, multi-generational families, and investors buying for long-term rental income. Premium pricing reflects the scarcity—only a handful per floor. Expect $2,150-$2,400 per SF.

Penthouses

This is where the project gets interesting. Penthouses range from 6,425 SF (two-story) to 9,700 SF (multi-level) and sit on the 19th and 20th floors with private rooftop pools and outdoor space that rivals many single-family homes. Pricing is typically $2,300-$2,500+ per SF given the scarcity and ownership experience.

How This Compares to Mandarin Oriental and Other Waterfront Launches

I've been selling Miami luxury pre-construction for nearly 20 years, so I track these numbers closely. Here's the honest comparison:

Four Seasons Coconut Grove: $2,000-$2,400/SF across most inventory. International Four Seasons brand premium. Small footprint (70 units). Direct Biscayne Bay location. Michele Bönan interiors.

Mandarin Oriental Residences (Brickell Key): Launched at approximately $2,100-$2,500/SF. Slightly denser (150+ units). Private island positioning. Mandarin branding premium.

St. Regis Residences Miami (Brickell): Pricing ranged $2,200-$2,700/SF. Larger tower, more inventory, urban location.

What I notice: Four Seasons Coconut Grove is aggressively priced relative to comparable branded towers. You're getting world-class interiors, Four Seasons service, and premiere waterfront positioning at a $100-200/SF discount compared to Mandarin Oriental. That's your value proposition. The trade-off: slightly smaller unit count means less amenity density, but also a more exclusive community.

Understanding the Pricing Trajectory

Pre-construction pricing is typically front-loaded to benefit early buyers. Here's how it usually works: Launch pricing (what you see today) represents the lowest point. As the project progresses and units sell, pricing rises 3-5% per phase. By the time construction finishes, remaining inventory commands a 10-15% premium over launch pricing.

If you lock in a 2-bed at $4.2M today, by occupancy (estimated 2028), similar remaining inventory could easily be $4.8M-$4.9M. That's meaningful appreciation before you even move in.

Why the Deposit Structure Matters

I mention the 20/20 deposit structure repeatedly because it's genuinely important. Here's why: many pre-construction projects require 40-50% upfront, which means your capital is tied up for 3+ years earning zero returns. Four Seasons splits the burden:

  • 20% at contract (reservation deposit)
  • 20% at groundbreaking (typically 12-18 months later)
  • 60% at closing (when you take possession)

This is investor-friendly structuring. Your money stays accessible longer. If Four Seasons decides to extend timelines, you're not over-leveraged. And if you need liquidity, you have flexibility that projects with heavy upfront deposits don't offer.

Financing and Mortgage Terms

Lenders are actively financing Four Seasons Coconut Grove. Expect 70-80% LTV (loan-to-value) for qualified buyers, meaning you'll need 20-30% down payment. Interest rates float with the Fed, but right now you're looking at 6.5-7.5% for pre-construction. That said, I recommend locking rate locks at commitment—don't gamble on rates dropping between now and closing.

The Floor Plan Checklist

Here's what I always tell buyers to evaluate when comparing floor plans:

  • Terrace depth: Bay Residences offer deeper terraces due to the building's setback on lower floors. Tower units have smaller terraces but superior views. Evaluate your lifestyle preference.
  • Master suite positioning: Bay units front ocean views in the master. Tower units vary—some master bedrooms face the city, some the water. Check each floor plan specifically.
  • Kitchen workflow: Bönan kitchens are designed for serious cooking. Pantry access, counter space, and appliance placement all matter. Don't overlook functionality for aesthetics.
  • Den vs bedroom count: Some 2-bed units include a dedicated den. If you work from home, that den-plus-bedroom split is more functional than a tight 3-bed.
  • Laundry: Every unit includes in-residence washer/dryer. That's standard at this price point but worth confirming.

Investment Potential

I need to be honest: if you're buying for rental income, Four Seasons Coconut Grove is not a short-term cash flow play. At $4M+ purchase price and modest Miami rents (even in luxury), you're looking at a 2-2.5% gross yield. What you're really buying is appreciation and the luxury amenity experience.

That said, four-bedroom penthouses attract high-net-worth international renters ($15,000-25,000/month). If you hold a penthouse for 5 years, appreciation likely exceeds rental income anyway. The real upside is long-term positioning in a branded asset that only gets more exclusive as Miami's prestige market tightens.

Ready to Explore Floor Plans?

I have detailed floor plan PDFs and can arrange private presentations at the sales office. Contact WIRE Miami to see which layout matches your lifestyle.

Call 305-321-7655

Frequently Asked Questions

What's the price per square foot at Four Seasons Coconut Grove?
Pricing ranges from approximately $2,000-$2,400 per square foot depending on unit type, floor, and view. Bay Residences (lower floors) command lower per-SF pricing than Tower and Penthouse units. Contact Adrian Sanchez at WIRE Miami (305-321-7655) for current market pricing on available inventory.
Can I finance Four Seasons Coconut Grove?
Yes. Pre-construction financing is available at 70-80% LTV through major lenders including Wells Fargo, Bank of America, and specialized mortgage companies. You'll need 20-30% down payment. Current rates are 6.5-7.5%. WIRE Miami can connect you with experienced lenders familiar with this project. Call 305-321-7655 for referrals.
What's the deposit schedule again?
20% at contract (reservation), 20% at groundbreaking (typically 12-18 months later), and 60% at closing/occupancy. This is more buyer-friendly than projects requiring 40-50% upfront. Adrian Sanchez can walk you through the full payment timeline and answer financing questions. Call 305-321-7655.
Are there any hidden costs beyond the unit price?
The purchase price is all-inclusive for the unit itself. You'll have closing costs (title insurance, legal fees, prorated taxes/HOA) at the end, typically 2-3% of the purchase price. HOA fees run approximately $1,800-$2,200/month for most units depending on size (covers building operations, utilities, amenities, insurance, and Four Seasons services). Contact WIRE Miami at 305-321-7655 for an exact cost breakdown on your specific unit.
What happens if I want to sell my unit before construction finishes?
You can assign your contract to another buyer (with developer approval). Assignment typically involves a modest fee and assignment of your existing contract to the new buyer. Adrian Sanchez at WIRE Miami regularly arranges assignments—call 305-321-7655 to discuss options.
Is this a good investment compared to buying resale?
Pre-construction offers pricing advantages and the ability to customize interiors before construction. You're also locking in pricing before the market responds to the finished product. Downsides: you won't occupy for 2+ years, and you carry the development timeline risk. Adrian Sanchez can compare pre-construction pricing against comparable resale inventory in Coconut Grove. Call 305-321-7655 for an analysis.